|
Alabama
residents
have received
CA$HBACK checks
exceeding
$7,822,515.94
|
| Ace
Coverage | | |
| ANPAC® offers
you a choice with ACE coverage... ACE
provides... - OEM
Parts Coverage
- No
deduction for depreciation on car repairs
- Vehicle
Replacement for new cars
- Up
to $100 for personal items
| "OEM
Parts Coverage"... | We
will repair your vehicle with original equipment manufacturer (OEM) parts,
if available, rather than other competitive replacement parts. |
What are
OEM and CAPA Certified replacement parts? - Replacement
parts are sheet metal and plastic components such as hoods, bumpers, fenders,
and doors, which account for the majority of damage in auto accidents.
- Either
an independent manufacturer or the original manufacturer (OEM) may make these
parts.
- Parts
made by an independent manufacturer must meet the safety standards of CAPA (Certified
Automotive Parts Association).
- ANPAC®
uses only CAPA-certified parts that have undergone extensive quality testing if
made by an independent manufacturer.
Why
should I pay extra for the OEM Parts Coverage? - The
cost of using primarily OEM parts has increased claims costs nationwide.
- Rather
than increasing physical damage premiums for every car you own, we prefer to give
YOU the choice on which cars YOU want to purchase OEM coverage, if any.
- Many
people may not feel the need to pay additional premium for using only new OEM
parts. Others may prefer that only OEM parts be used.
ACE
gives YOU the choice!
| Without
ACE, | we
repair damage to your vehicle using quality, CAPA-certified parts or used OEM
parts from similar make, model and age of vehicle. | |
With
ACE, | we
repair damage to your vehicle using only brand new OEM parts, if available. |
No Deduction
for Depreciation on Car Repairs With
ACE we will not deduct the difference between the value of the new
parts, paint, tires, batteries, etc. used to repair your auto and the depreciated
value of the old parts or paing, as is normally done in loss settlement. Depreciation
will be taken on the engine and drive train. Vehicle
Replacement If
damage to your new car exceeds 25% of the original purchase price within the first
twelve months you won it and before the odometer reaches 15,000 miles, we will
pay the original purchase price or the cost to replace it with an untitled vehicle
of the same year, model and equipment! Personal
Items With
ACE, we will also pay up to $100 for personal items, such
as CD's in the car when a loss occurs.
If you are
interesed in ACE for your vehciles(s), please contact
us today!
This
website contains only a general description of the changes in coverage and is
not a statement of contract. All coverages are subject to the insuring agreements,
exclusions and conditions of the policy and applciable endorsements. |
| |
Representing
All products, coverages, and options are not available in all states,
and eligibility requirements will apply. Products and services referenced
in this Web site are provided through multiple companies. Each company
has financial responsibility only for its own products and services,
and is not responsible for the products and services provided by
the other companies.
Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.
Disability Income products and services are
issued by Illinois Mutual Life Insurance Company, Peoria, IL.
Tax issues that may be discussed are subject
to change, and this is for your information only. Discussion of
such issues does not constitute tax or legal advice. Please consult
your tax advisor, attorney or CPA for guidance on all tax matters.
These brief descriptions of
coverages available are for illustration purposes only, and are
not intended as a statement of contract. For actual terms and conditions
of coverage provided, refer to your insurance policy. For more information
about coverage options and availability, talk to your American National
agent. American National Family of Companies reserves the right
to discontinue programs at any time.
This site may have links to
other sites not maintained by American National Insurance Company,
its subsidiaries or affiliates. Such links do not imply endorsement
or approval of these sites or the content therein by American National,
its subsidiaries or affiliates. |
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